Insurance Claims

The Adjuster Your Carrier Sent Works for Them

You can hire your own. Licensed in Maryland and Virginia, paid only when your claim pays. We document the loss, file the claim, and rebut the carrier's scope line by line.

500+
Claims Filed
$0
Upfront Cost
MD + VA
State Licensed
24-48 hr
Free Claim Review
Licensed public adjuster reviewing storm damage documentation
Whose Side Are They On?

The Carrier's Adjuster Is Paid to Shrink Your Payout

Insurance company adjusters work for the insurance company. Their job performance is measured on claim severity, which means smaller payouts equal better reviews. Our licensed adjusters work for you on contingency, which means we only get paid if the check clears. Our incentives are aligned with yours.

  • State licensed and surety-bonded in Maryland and Virginia
  • Contingency only, capped at the state-allowed percentage
  • Hail, wind, tree strike, water, smoke, and fire claims
  • Every carrier conversation goes through us, not you
What to Expect

From First Inspection to Settlement Check

Most homeowner claims close in 30 to 60 days. We handle the calls, the paperwork, and the on-site negotiation so you stay focused on your family.

01

Free Damage Assessment

Our licensed adjuster walks the roof, attic, and interior. Date-stamped photos, tape measurements, moisture readings, and a written narrative formatted for your carrier.

02

Claim Preparation and Filing

We pull your policy, build the Xactimate scope, attach the photo log, and file the claim with your carrier the same week. No back-and-forth waiting on you.

03

On-Site Carrier Negotiation

We meet the insurance adjuster on the roof and walk every damage point together. Line-by-line review of their scope versus ours, with rebuttals in writing.

04

Settlement, Then Repair

Once the check clears, our roofing, siding, and interior crews complete the work to the approved scope. You write one deductible check and we close the file.

Why Pick Us

What a Licensed Adjuster Brings to the Claim

MD and VA Licensed and Bonded

Active public adjuster license in both states, with the surety bond required by the Maryland Insurance Administration on file.

Paid Only When You Are

Standard contingency, capped at the state-allowed percentage. No retainer, no hourly billing, no surprise invoice if the claim is denied.

Specialists in Storm Losses

Hail, wind, tree strike, and the water damage that follows. We know which Xactimate line items carriers under-scope and how to rebut them.

We Talk to the Carrier, You Don't

Every phone call, email, and supplement request goes through us. You stop sitting on hold with the claims department.

Testimonials

What Our Neighbors Say

5.0 stars on Google

“Ezequiel Miranda is the BEST! His professionalism and knowledge are second to none. The communication was outstanding, and his coordination of the job was perfect. The estimate was reasonable, and the quality was superb! I highly recommend this company!”

John Louderback

Local Guide · 182 reviews

“EZ Home Services did a phenomenal job on my roof and gutters, simplifying the process. Ezequiel ensured everything went according to plan, and Chiara guided me through difficult decisions, providing expert insights. Highly recommended!”

Renee

Local Guide · 14 reviews

“Very friendly and honest contractor with meticulous attention to detail. We are very satisfied with their work and recommend them without reservation.”

BGM

8 reviews

Free. No Obligation.

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Licensed, insured, locally owned