We partner with HFS Financial so Frederick homeowners can pre-qualify for a roofing or exterior loan in minutes. Soft credit pull, no obligation, and all terms come directly from HFS.
HFS Financial is an independent home improvement lender, not part of EZ Home. They set the rates, terms, eligibility, and approval. Our job is to point you to a fast, soft-pull pre-qualification so you can compare options without the pressure.
If the HFS offer works for your budget, you sign with them directly. If it doesn't, no harm done. Call us and we'll talk through other ways to phase the project.
Our Financing Partner
Pre-qualify on HFS Financial
Rates, fees, loan amounts, and approval criteria are set by HFS and can change. We don't guarantee any specific terms. Check HFS Financial directly for today's offers.
HFS Financial is a home-improvement lender, not a general-purpose bank. Their underwriting is built around exterior renovation projects, which is why so many of our customers end up funded faster than a HELOC application would take.
Pre-qualifying does not move your FICO. Hard pull only happens if you accept an offer.
Most approved loans fund within days, not the weeks a HELOC or refinance takes.
Personal loans for home improvement, no second mortgage or lien on the house.
Pay it off early without fees. Useful if a tax refund or insurance settlement lands mid-loan.
Start with your free inspection and itemized quote. If financing makes sense, HFS handles the paperwork while we get materials on order.
Fill out the short HFS form. It's a soft credit pull, so checking your options doesn't move your score.
HFS shops your application to its lender network and emails you the rate, term, and payment options you qualify for.
Accept whichever offer fits your monthly budget. HFS funds the loan directly to you. No middleman markup from us.
Once funds clear, we lock in your start date and the crew shows up ready to work.
EZ Home Services LLC is not a lender. HFS Financial is an independent third-party lender. All loan terms, rates, fees, approval criteria and eligibility decisions are made and provided by HFS Financial. EZ Home Services does not guarantee approval or any specific loan terms. Visit HFS Financial directly for the most current information.
Start with a free, itemized estimate from our team. Once you know the number, the HFS pre-qualification is a 5-minute soft pull. No commitment either way.
